How Much Bank Balance is Required for a US Tourist Visa

If you’re planning to apply for a US Tourist Visa from the Philippines, one of the first questions you might ask is: “How Much Bank Balance is Required for a US Tourist Visa?” It’s an important concern because your bank balance and financial documents play a major role in showing that you can afford your trip and that you’ll return to the Philippines after your visit.

To increase your chances of getting approved, it’s best to maintain an average daily balance (ADB) of around ₱600,000 in your bank account for a short trip of about 10 days. 

In this guide, we’ll walk you through:

How to Estimate the Bank Balance You Need

The Embassy of the United States does not publish an official fixed amount required for tourist visa applicants. However, you can use this simple rule of thumb to estimate how much you should prepare in your bank account:

1. Calculate your total trip cost – For a 10-day, 9-night stay, expect to spend around ₱400,000 per person, including airfare, accommodation, food, transportation, and sightseeing.
2. Match your average daily balance (ADB) – Your bank’s average daily balance should at least cover your total estimated trip cost. This shows that your funds are stable and not just recently deposited.
3. Add a safety margin – Multiply your estimated trip cost by 1.5 to determine the safest balance to show.
   ₱400,000 × 1.5 = ₱600,000

So, you should ideally maintain at least ₱600,000 in your bank account to present a strong financial profile for a 10-day US trip.

Disclaimer: This is a guideline commonly used by visa consultants to assist applicants. Final visa approval is at the discretion of the US Embassy.

Why Proof of Funds is Important

Bank records are carefully reviewed by the US Embassy to confirm that you can:

• Pay for flights, accommodations, and daily expenses in the United States
• Avoid overstaying or seeking work illegally
• Return to the Philippines with financial stability

In short, your bank documents help prove that your trip is genuine, well-planned, and financially supported. This reassures the consular officer that you have both the means and intention to travel responsibly and return home after your visit.

You can get professional help through our US visa assistance service to make sure your financial and travel documents meet embassy standards.

Tips to Increase your Chances of US Visa Approval

• Build your savings early. Maintain consistent deposits months before applying.
• Show multiple income sources. Salary, side jobs, and business earnings strengthen your case.
• Include proof of strong ties. Employment, family, or property ownership supports your intent to return.
• Present a clear itinerary. Book your flights and accommodations early for proof of intent and budget accuracy.

Frequently Asked Questions (FAQs)

1. What if I don’t meet the suggested bank balance?
You may still apply, but it helps to provide additional proof like a sponsor’s affidavit of support, employment certificate, or property documents to show financial stability.

2. Can I use a bank account under my parents or spouse?
Yes. You’ll need proof of relationship (birth certificate or marriage certificate) and an affidavit of support from the person sponsoring your trip.

3. How many months of bank history are required?
The US Embassy usually reviews your latest 6 months of bank statements to check your financial consistency and account activity.

4. What Do Visa Officers Look At?
The US Embassy checks your:

• Bank Certificate – shows your current account balance
• Bank Statement (last 6 months) – details your deposits and withdrawals
• Average Daily Balance (ADB) – shows your financial stability and consistency over time

Need help getting a bank certificate? Here’s a simple guide on How to Get a Bank Certificate for Visa.

5. Is travel insurance required for a US Tourist Visa?
It’s not mandatory, but highly recommended. Travel insurance can cover emergencies such as accidents, hospital bills, or flight disruptions. It also helps strengthen your visa application by proving financial preparedness for unexpected events.